Layaway Policy
Downpayment
Buyers via layaway are required to pay a 25% downpayment computed from the original price of the pen. This is due immediately to reserve the piece and is non-refundable.

Payment Terms
Buyers via layaway may choose the length of time they wish to pay the pen based on the available layaway terms. The buyer may opt to pay weekly, bi-weekly, or monthly.

Payment Schedule
A payment schedule will be sent including the payments due and their due dates upon confirmation of the layaway plan. The buyer is responsible for making sure that the payments are made on schedule.

Delivery of the Pen
Delivery of the pen is made after full payment. Pens reserved via layaway will be kept safely until such full payment is made.

Return or Exchanges
No returns or exchanges will be accepted.

Default
In case of default on payment, a maximum of 2 weeks will be given to settle the payment due. TMP reserves the right to forfeit the reservation fee and all prior payments made if payment is not done in the maximum period given.